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Blue Creek Insurance Company Ltd.

Public Liability for Tour & Tour Sites Operators

BCIC Tour guide Insurance

If you’re a tour operator offering guided tours, you should always be prepared for the unexpected.

One of the most effective ways to do that is to obtain Tour and Tour Site Operators insurance. The danger is inherent in every tour, but it doesn’t have to dampen your business.

What is Tour & Tour Site Operators Coverage?

This covers your business for any sum you may be legally liable to pay for bodily injury and property damage caused negligently to tour participants while in your care, custody, and control whilst enjoying a guided tour. For example,

Nature trails, bird watching, river tours, snorkeling, cave tubing, trips to archaeological sites, river rafting, trekking, zip lining, canoeing, manatee watch, kayaking, fishing, and others.

What does it cover?

Tour & Tour Site Operators Insurance covers you for legal liability to third parties for personal injury and property damage arising out of and/or in connection with business activities and operations.

How much coverage do I need?

A minimum of BZ$50,000.00 is recommended to satisfy the Belize Tourism Board Tour Operators Licensing. In practice, most insurers offer cover of at least BZ$250,000.00.

BCIC can help you look at the risks and liabilities your business faces and recommend how much coverage you need.

Everything You Need to Know to Get Insured

Secure a quote

Have your supporting documents ready


  • Certificate of Registration 
  • Certificate of Incorporation 
  • 2 forms of identification of all shareholders, directors, and owners 
  • Proof of address of the company
  • Waiver and brochure
  • Emergency preparedness plan 
  • If applicable, the recent Tour Operator’s License and Certificate of Good Standing

Make payment online

We offer E-Kaysh, online bank transfer, or you can visit our office located at Mile 10 Philip Goldson Highway, Teichroeb Building
Second Floor, Ladyville, Belize

Visit our office

Come to our office to sign a proposal form and receive your insurance policy

Get an insurance quote to get started

Simply fill out the contact form and one of our experienced agents will be in touch with you shortly to discuss your insurance needs and provide a personalized quote. 

Our goal is to make the insurance process as easy and stress-free as possible, so you can have peace of mind knowing that you’re fully protected. 

Don’t wait, request a quote today!