Motor Vehicle Insurance
Available for private & commercial vehicles
BCIC Makes Motor vehicle insurance simple.
Motor insurance is more than just a box to tick – it’s a key protector against financial loss if you’re ever in an accident.
At Blue Creek Insurance Company Ltd, we’re passionate about helping you hit the road with confidence, knowing that you and your vehicle are fully protected.
We’re not just an insurance provider – we’re your trusted partner on the road.
Private Motor Vehicle Coverage Details
Third-party liability for injury to persons and damage to property of third parties.
Limits:
BZ$50,000.00 any injury or death of a third party.
BZ$200,000.00 each and every claim.
BZ$20,000.00 for any property damage caused.
•Minimum required under the Motor Vehicle Insurance (Third Party Risk Act)
Optional: For an additional premium you can include private area accessible by the public
Third-party Liability for injury to persons and damage to property of third parties.
Limits
| Enhanced 1 | Enhanced 2 | Enhanced 3 | Enhanced 4 | |
|---|---|---|---|---|
|
Death or bodily injury per person per incident |
up to $60,000 |
up to $75,000 |
up to $100,000 |
up to $125,000 |
|
Combined limit per incident |
$300,000 |
$400,000 |
$500,000 |
$1,000,000 |
|
Property damaged per incident |
$65,000 |
$85,000 |
$115,000 |
$125,000 |
Provides protection if you are legally liable for the injury or death of passengers that were transported in your vehicle.
Third-party liability for injury to persons and damage to property of third parties including loss of or damage to the Insured Vehicle by fire or theft.
Third-Party liability for injury to persons and damage to property of third parties including loss of or damage to the Insured Vehicle by accident, fire or theft, hurricane, windstorm, or flood.
(Hurricane is optional)
Commercial Motor Vehicle Coverage Details
Third-party liability for injury to persons and damage to property of third parties.
Limits:
BZ$50,000.00 any injury or death of a third party.
BZ$200,000.00 each and every claim.
BZ$20,000.00 for any property damage caused.
•Minimum required under the Motor Vehicle Insurance (Third Party Risk Act)
Optional: For an additional premium you can include private area accessible by the public
Third-party Liability for injury to persons and damage to property of third parties.
Limits
| Enhanced 1 | Enhanced 2 | Enhanced 3 | Enhanced 4 | |
|---|---|---|---|---|
|
Death or bodily injury per person per incident |
$60,000 |
$80,000 |
$110,000 |
$120,000 |
|
Combined limit per incident |
$300,000 |
$400,000 |
$500,000 |
$1,000,000 |
|
Property damaged per incident |
$65,000 |
$85,000 |
$115,000 |
$125,000 |
Provides protection if you are legally liable for the injury or death of passengers that were transported in your vehicle.
Motorcycle Coverage Details
BCIC Motorcycle Insurance provides protection in the event that your motorcycle causes death, injury, or property damage to a third-party claimant
Provides protection in the event that your vehicle causes death, injury, or property damage to a third-party claimant.
carries the minimum limits required by the Motor Vehicle Insurance (Third Party Risks) Act, Cap. 231
Limits:
- Limit of the amount of the Company’s Liability in respect of a series of death or bodily injury claims to any one personBZ$50,000.00
- Limit of the amount of the Company’s Liability in respect of a series of claims arising out of any one eventBZ$200,000.00
- Limit of the amount of the Company’s Liability in respect of any one claim or a series of Property Damage claims arising out of one eventBZ$20,000.00
Add-Ons or Riders:
You can get a personal accident cover at the inception of the policy by paying an additional premium
Everything You Need to Know to Get Insured
Have your supporting documents ready
Requirements
Individual
- Two forms of identification
- Proof of address
Insurable interest
- Vehicle Certificate of Title
Additional requirements for Comprehensive coverage:
- Photos of the vehicle from all 4 angles and odometer reading
- Vehicle value
Applicable for a Company:
- Certificate of Incorporation
- Certificate of Good Standing
- Certificate of Registration
- 2 forms of identification of all shareholders, directors, and owners
- Proof of address
Make payment online
We offer E-Kaysh, online bank transfer, or you can visit our office located at Mile 10 Philip Goldson Highway, Teichroeb Building
Second Floor, Ladyville, Belize
.
Visit our office
Come to our office to sign a proposal form and receive your insurance policy