Property Insurance

Available for residential, renters and commercial

Owning a property is a significant milestone and a proud achievement for many people. Whether it’s your dream home or a commercial building, it’s a substantial investment that deserves proper protection. After all, it’s where we create memories, build our businesses, and secure our futures. It only makes sense to ensure such a valuable asset is properly protected.

Our insurance agents are dedicated to providing you with the best coverage that best fit your unique needs. Unexpected events can cause stress and uncertainty, but with our property insurance policies, you can have peace of mind knowing that you’re covered.

What is Home insurance?

BCIC Home insurance covers you against damage caused by a variety of perils, such as:

  • Fire (including bushfire) &Lightning

  • Strikes and malicious damage

  • Volcanic eruptions or tidal wave

  • Rainstorms

  • Earthquake

  • Aircraft

  • Impact

  • Burst pipes

  • Hurricane

  • Tornado

  • Riots

  • Explosion

  • Hurricane

  • Flood

home insurance in belize

Home Insurance falls into two categories:

Building Insurance

Covers the structure of your home and any permanent fixtures and fittings, such as fitted kitchen units and bathroom suites, if they are damaged or destroyed by the insured perils.

Contents Insurance

Covers the cost of replacing or repairing your household goods and personal effects if they are damaged or destroyed the insured perils or stolen.

You can buy buildings and contents insurance separately or as a combined policy.

Add-Ons or Riders:

Home insurance covers a wide range of risks as standard. For an extra premium, you may be able to extend your policy to provide additional cover, such as Burglary/Theft, Public Liability, Employer’s Liability

Everything You Need to Know to Get Insured

Secure a quote

Have your supporting documents ready

Requirements

Individual

  • Two forms of id 
  • Proof of address 

Proof of insurable interest

  •  recent pictures of the house at all angles and the surrounding area.
  • property inspection by the insurer’s

Applicable for companies

  •  ID of all shareholders and owner 

Make payment online

We offer E-Kaysh, online bank transfer, or you can visit our office located at Mile 10 Philip Goldson Highway, Teichroeb Building
Second Floor, Ladyville, Belize
.

Visit our office

Come to our office to sign a proposal form and receive your insurance policy

Get an insurance quote to get started

Simply fill out the contact form and one of our experienced agents will be in touch with you shortly to discuss your insurance needs and provide a personalized quote. 

Our goal is to make the insurance process as easy and stress-free as possible, so you can have peace of mind knowing that you’re fully protected. 

Don’t wait, request a quote today!